There have been a lot of calls and emails regarding the Federal Tax Cut and what the markets are doing. We understand that the topic can be confusing, which is why we tried to break it down into simpler terms. Here's what you need to know: First things first, Mortgage... read more →
Mar
18
May
31
Stephen Oliver Joins Garden State Home Loans Cherry Hill, NJ, May 28, 2019. Garden State Home Loans is pleased to announce that Stephen Oliver has joined the company as a Mortgage Loan Officer. Bringing several years of experience, vitality, and excitement to the position, Stephen Oliver comes to Garden State Home... read more →
May
22
Before beginning a painting project, it’s important to ask the potential company you are hiring questions about their business. Here are some critical questions to ask your painting company to help you decide the correct company for you. Do you require payment upfront? While there isn’t a right answer... read more →
Apr
30
Pay attention to curb appeal First impressions are important! The first thing a potential buyer sees is the front of your house, so make sure that the first impression they get is a good one! Clean off the dead leaves and debris from your lawn and make sure there isn’t... read more →
Mar
08
10 Tips to Get Your Home Ready for Spring With spring right around the corner, it’s time to get your house ready for the season change. Here are some things that will help you get your home ready for spring. Test smoke alarms While this isn’t just a task for... read more →
Feb
07
Living Coral: The 2019 Color of the Year For the past twenty years, PANTONE has chosen a color of the year. This color influences product development and purchasing designs in multiple industries. Each year, PANTONE's color experts look for new color influences in areas such as the entertainment industry, all areas... read more →
Feb
05
How to Organize like Marie Kondo If you haven’t heard, there’s a new way to tidy up that’s sweeping the nation. The KonMari method, originated by Marie Kondo, is a minimalism-inspired approach to keeping a tidy home by tackling your stuff category-by-category rather than room-by-room. When following the KonMari method,... read more →
Feb
01
Here are some tasks you should tackle in February to keep your home in the best shape. Clean entryway floors If you’re familiar with cold winters, that probably means you’re also familiar with road salt and snow getting tracked into your home. This can mean that your entryway floor can... read more →
Jan
25
Quick Tips to Keep Your Living Room Organized Your living room is often the first room that a guest will see and is often where guests will sit. However, as it’s often the place where most people are sitting, it’s not uncommon for it to get cluttered. Clear away the... read more →
Jan
23
Six Things a Moving Company WON'T Move Moving companies can be very helpful, especially to those who have a lot to bring to your new home. However, there are a few things that they might not be able to move. Unsealed personal care products Any unsealed products, such as lotions,... read more →
Jan
03
January Home Maintenance Every month brings new challenges you have to face in your home. Here are some things you should tackle in the month of January to keep your house in tip-top shape. Clean up the holidays Unfortunately, January brings with it the end of the holiday season, which... read more →
Dec
21
Four Last Minute Christmas Gifts Christmas is rapidly approaching, which means it’s time to get all your gifts finalized. If you’re struggling to get ideas for those last people on your list, here are some things that can help you win the “best gift given” prize. An e-reader An e-reader... read more →
Oct
15
How to Hold a Title A title provides proof of ownership on a property, in addition to a physical description of the property. It will also have any liens that are on the property in certain situations. There are four different ways that you can hold a title. Sole ownership... read more →
Sep
14
On Wednesday, September 12th, the Garden State Home Loans staff took on Bury the Hatchet. Bury the Hatchet is a fun-filled group activity, that allows you to throw axes at a target! After the workday, the staff took off to Bury the Hatchet. After a safety talk and a few... read more →
Mar
05
Cleaning Your Ceiling Fan One thing that often gets forgotten about during the home cleaning process is the ceiling fan. Many people are too focused on collecting dust on the ground that they neglect to clean up the dust above their heads! Here are two easy ways to get your... read more →
Mar
02
What to Purchase for Your New Home Buying a new home can be a tedious task, even after you get the home. If you are a first-time homeowner, you are now faced with the decision to purchase furniture to furnish your whole home. If this task seems daunting, here are... read more →
Mar
01
How to Brighten a Room Some rooms just aren’t as light as others. To brighten your room, follow these steps. Opt for matte paint You may think that a glossy paint finish does a better job of brightening your room, but it’s the opposite! Glossy walls create a glare, which... read more →
Feb
21
Landscaping Mistakes Any time is a great time to get your lawn in order. When landscaping, here are a few things to avoid. Choosing the wrong plants One of the biggest mistakes you can make while landscaping is choosing the wrong type of plants. Invasive plants, such as bamboo, fountain... read more →
Feb
20
Blanket Fort You’re never too old to make (and hang out in) a blanket fort! They’re the perfect place to relax on a weekend…or whenever you want to build one. Here’s how to make the perfect blanket fort. Gather your materials One of the great things about making a blanket... read more →
Feb
19
Painting Mistakes Painting is one the most common home improvement tasks that homeowners do on their own. If you decide to paint your room by yourself, make sure to not make these mistakes. Skipping prep time Professional painters spend much of their time on prep work. Make sure you’ve properly... read more →
Feb
16
Deep Clean Your Bedroom Your bedroom tends to accumulate a lot of stuff. As a room gets more cluttered, the less relaxed you feel in the room, and that’s the exact opposite of how you should feel in your bedroom. Here’s how to deep clean your bedroom to get your... read more →
Feb
15
Decorating a Rental Decorating while renting may seem like a daunting task. You don’t want to do anything that could potentially damage the apartment and cost you your deposit. However, this shouldn’t keep you from decorating at all. Here are a few ways for you to decorate your apartment without... read more →
Feb
14
Perfect the Job Hunt No matter what, job hunting is difficult. The stress and time associated with the job hunt can be overwhelming at times. However, there are a few things you can do to get more prepared. Here’s how to ace the job hunt. Fix up your resume Make... read more →
Feb
13
Types of Trees Not to Plant Your yard is just as important to your home’s appeal as the inside is. When decorating your lawn, here are ten trees to avoid. Silver maple The silver maple tree roots spread fast and shallow. They can easily bust underground pipes, especially if they... read more →
Feb
12
Master Bedroom Your master bedroom is one of the most important rooms in your house. After all, you do spend about a third of your life in bed! Because of that, you should make your bedroom the best it can be. Here’s how to do just that. Step One: Decide... read more →
Feb
09
College Savings Accounts College is expensive, even with loans. So, why not start the saving process early? There are a few different ways that you can start saving early on that aren’t just a separate bank account. Here are three ways to start saving for college. 529 plan Almost every... read more →
Feb
09
Kitchen Countertops There are many different types of kitchen countertops on the market. It can be overwhelming when starting to redo your kitchen. Here are six of the most popular types of kitchen countertops to help get you started. Laminate Laminate countertops cost about $10 to $40 per square foot.... read more →
Feb
09
How to Live a Cash-Only Lifestyle If you have a habit of overspending, living a cash-only lifestyle may be a good option for you. Living within a definite budget helps you towards a debt-free lifestyle. If you would like to live a cash-only lifestyle, here are a few steps to... read more →
Feb
08
How Your Neighbors Affect Your Home Value When selling your home, one thing that affects whether you can sell your home and how fast you can sell your home is your home’s value. Most people know that a home’s value can be affected by your home, but did you know... read more →
Feb
07
Mistakes New Homeowners Make It can be daunting when deciding how to decorate your new home. If you don’t know where to start, here are five things that you should avoid doing to help get you started. Keeping the current layout You don’t need to keep the layout you saw... read more →
Feb
07
Eight Hard to Kill Houseplants Not everyone has a green thumb. For many people, it’s hard to keep a plant alive that isn’t plastic. However, if you are not into the fake-plant look, here are eight hard to kill houseplants that may be right for you. Aloe Aloe is best... read more →
Feb
07
Real Estate Offer Letters An offer letter is a legal document used by a buyer who wants to place a bid on a house that is for sale. You want the seller to feel positive about you after reading your letter. To make your offer letter the best it can... read more →
Feb
06
Landscaping in 2018 Landscaping is an important factor to make your house really pop. After all, it is the outside of your home that gives your guests their first impression. Here are some landscaping trends you should incorporate into your yard in 2018. Water-saving foliage Sustainable landscaping has been on... read more →
Feb
05
What to Declutter It’s human nature to hold on to stuff. However, this leads to a cluttered and messy household. If you don't know where to start when clearing clutter, here are few things to get rid of first. Cell phones Often, people will hold onto old cell phones that... read more →
Feb
05
Carpet Installation Installing carpet can be difficult work. However, not everyone has the funds to hire someone to do the work for you. Here’s how to install carpet on your own. Get ready First things first, you need to get rid of the old carpet. Start by removing the moldings... read more →
Feb
02
Avoiding Bankruptcy Bankruptcy occurs when your liabilities exceed your assets or when you have an insufficient cash flow to service your debt. In other words, bankruptcy happens when you don’t have enough money to pay off your bills. Declaring bankruptcy has many consequences and can affect your credit for many... read more →
Feb
02
Superstitions Superstitions don’t stop with black cats and walking under ladders. In fact, there are plenty of superstitions across all different beliefs that have to do with your home. Here are 13 superstitions that relate to your home. Avoid unlucky numbers Number thirteen is a well-known unlucky number, but did... read more →
Feb
02
Credit Card Interest Rate Is your interest rate not where you want it? Here’s how to lower the interest rate on your credit card. Evaluate your situation Before you call your credit card company, you should understand your current situation. Take a look at your current credit terms, including your... read more →
Feb
01
Installing a Hardwood Floor A hardwood floor is a classic floor style that looks great in any home. To install hardwood in your home, this is what you need to do. Step 1: Prep time Before doing anything, you need to prep the area. Measure the width and length of... read more →
Feb
01
Home Construction Savings Finding the perfect house can be difficult. If your home search is coming up empty, you may want to consider constructing your own home. As you may imagine, building a home comes with more costs than buying an already constructed one. However, here are a few things... read more →
Jan
31
The Mortgage Process Have you ever wondered about what steps your loan goes through before closing? Wonder no more! Here are the steps your loan goes through before you close. The loan coordinator Once you finish the application, the loan coordinator takes care of getting everything in order. They make... read more →
Jan
31
Home Staging Mistakes Home staging is the act of preparing a home for sale. The goal of staging is to make the home appealing to several potential buyers, helping the home sell faster and for more money. Home staging is an essential part of the home selling process. However, it’s... read more →
Jan
31
Life Insurance Life insurance should be considered in each and every household. Here are five things to make understanding life insurance easier. If anyone relies on you financially, you need life insurance If you have a spouse or are the parent of a dependent child, you should have life insurance.... read more →
Jan
30
Retirement and Self-Employment A traditional retirement account is set up by a financial institution to help you start saving for retirement. This is usually set up when you get a job. However, if you are self-employed, you may be confused as to where to start to make a retirement account.... read more →
Jan
30
Protecting Your Home It’s always important to protect your home from being burglarized, but how do you do it? Here are a few ways to protect your home from theft, both on the outside and the inside. Outside Trim shrubbery Overgrown shrubbery provides an easy spot for thieves to hide... read more →