What is verification of income and assets? We're provided a short answer for you in this post...but we'd be happy... read more →
What is an HOA and how will it affect your quality of living? If you are buying a condo, townhouse,... read more →
Six Things a Moving Company WON'T Move Moving companies can be very helpful, especially to those who have a lot... read more →
How to Hold a Title A title provides proof of ownership on a property, in addition to a physical description... read more →
The Mortgage Process Have you ever wondered about what steps your loan goes through before closing? Wonder no more! Here... read more →
Home Staging Mistakes Home staging is the act of preparing a home for sale. The goal of staging is to... read more →
Luxury Homes During your real estate search, you may have come across the term “luxury” or maybe you’ve been watching... read more →
Low Appraisal An appraisal is an estimation of a home’s value. But what happens when an appraisal comes in under... read more →
Home Inspection Mistakes A home inspection is an essential step in the home buying process that shouldn’t be overlooked or... read more →
Buyer's Representation Agreement An agent typically works with a buyer for several weeks to a few months, sometimes longer. They... read more →
Factors Affecting Home Buying in 2018 Are you looking to purchase a home in 2018? While a lot depends on... read more →
Down Payment A down payment is a type of payment made in cash at the beginning of the purchase of... read more →
Jumbo Loan Myths A jumbo loan is a home loan that exceeds conforming loan limits. Jumbo loans are often used... read more →
Does your house have good bones? When shopping around for a home, you may hear that a home has “good... read more →
Contingency Clauses A contingency clause is a condition that must be met in order for a real estate contract to... read more →
Buying a Home Before Marriage Many couples nowadays don’t wait until marriage before moving in together and buying a home.... read more →
Buyer's Remorse Buyer’s remorse is the sense of regret someone has after making a purchase. This is frequently associated with... read more →
What is Bitcoin? Bitcoin, created in 2009, is a cryptocurrency that exists in a digital form. Recently, Bitcoin has become... read more →
Withdrawn Listings A withdrawn listing means the home has been removed from the Multiple Listing Service (MLS) by the homeowners... read more →
What Makes Your Home Hard to Sell? There are many things that might make your home harder to sell. While... read more →
Verification of Employment When applying for a mortgage loan, a lender will have to verify your employment. The lender needs... read more →
Alt-A Mortgage An alt-A mortgage lands somewhere in between a prime and subprime mortgage. Borrowers who have higher credit scores... read more →
Graduated Payment Mortgage A graduated payment mortgage (GPM) is meant for people who aren’t able to afford large monthly payments... read more →
What a home inspector can't check Before you purchase a home, a home inspection is a necessary step to make... read more →
Seller's Market A seller’s market happens when the demand for homes overcomes the supply. Typically, a market becomes a seller’s... read more →
Buyer's Market A buyer’s market happens when the housing market favors the home buyers. This occurs when home prices are... read more →
Pre-approval Letter Expiration A pre-approval letter is a conditional agreement that states how much of a home you are able... read more →
Vacant Homes When searching for homes, you may come across a few that have laid vacant for the past few... read more →
Bidding Wars A bidding war occurs when two or more buyers are interested in a home and continue to make... read more →
What to Replace in Your Home Every Ten Years Every home needs improvements during its lifetime. However, some home updates... read more →
Loft Apartments When searching for a new place to live in, you’re probably going to come across many different types... read more →
Balloon Mortgages A balloon mortgage is a type of mortgage in which you make normal monthly payments for a set... read more →
Residential Mortgage-Backed Security A residential mortgage-backed security, or RMBS, is a type of mortgage-backed debt obligation. The cash flows come... read more →
What are lender credits? Not everyone has the ability to pay the closing costs. If you are in the position... read more →
What is a chattel mortgage? A chattel mortgage is a loan agreement where movable personal property is used as security... read more →
What is a second mortgage? A second mortgage, or junior lien, is a loan you take out using your house... read more →
Buydown Mortgages There are many different options when it comes to payment for a mortgage loan. One of those options... read more →
The Loan-to-Value Ratio The loan-to-value (LTV) ratio is a lending risk assessment that lenders use to examine before approving a... read more →
When a close friend or family member is getting a mortgage, they may ask you to be a co-signer or... read more →
There are some things that your realtor can’t tell you. Voicing opinions about details of a neighborhood can violate the... read more →
Are you looking for a household update? One thing that can change the whole look of your home from the... read more →
Have you ever wondered what exactly made a half-bath half? Did you know there was such a thing as a... read more →
A home viewing is essential to the buying process. It is during this time that you get to truly see... read more →
When you start thinking about buying a home, you may have a lot of questions. Instead of searching the internet... read more →
A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →