As a buyer, there are always things going through your mind as you walk through a house that could possibly... read more →
What is verification of income and assets? We're provided a short answer for you in this post...but we'd be happy... read more →
Garden State Home Loans is the professional team to call for New Jersey home loan information. Our office is based... read more →
Most home inspections cover similar attributes of a home, and common home inspection issues in New Jersey tend to revolve... read more →
Do you need to choose between pre-approval vs pre-qualification? The two sound similar in nature, but there's an importance difference... read more →
Are you using a local lender or one of those nationally advertised mortgage companies? We have all heard the term... read more →
With a limited supply of houses and a large pool of buyers, its no surprise that bidding wars are becoming... read more →
Homebuying is a two-way street. Not only are you looking for the perfect home, but sellers are also looking for... read more →
Buying a house can be a stressful experience that often throws unexpected curve balls. You'll likely come across numerous suggestions... read more →
How to Hold a Title A title provides proof of ownership on a property, in addition to a physical description... read more →
What to Purchase for Your New Home Buying a new home can be a tedious task, even after you get... read more →
Mistakes New Homeowners Make It can be daunting when deciding how to decorate your new home. If you don’t know... read more →
Real Estate Offer Letters An offer letter is a legal document used by a buyer who wants to place a... read more →
The Mortgage Process Have you ever wondered about what steps your loan goes through before closing? Wonder no more! Here... read more →
Home Renovation Mistakes A home renovation is a big project to take on. If you are planning on doing a... read more →
Home Inspection Mistakes A home inspection is an essential step in the home buying process that shouldn’t be overlooked or... read more →
Buyer's Representation Agreement An agent typically works with a buyer for several weeks to a few months, sometimes longer. They... read more →
Down Payment A down payment is a type of payment made in cash at the beginning of the purchase of... read more →
Jumbo Loan Myths A jumbo loan is a home loan that exceeds conforming loan limits. Jumbo loans are often used... read more →
Home Maintenance Tasks It’s easy to become overwhelmed with all the chores you must do as a homeowner. As a... read more →
Tools Every Homeowner Should Have Every home should have a full toolbox, whether you are a new or seasoned homeowner.... read more →
Does your house have good bones? When shopping around for a home, you may hear that a home has “good... read more →
Contingency Clauses A contingency clause is a condition that must be met in order for a real estate contract to... read more →
Keep your pipes from freezing A real threat to your home during the winter is your pipes. When water freezes,... read more →
Hardwood Floor Protection Hardwood floors are durable. However, that doesn’t mean they don’t need extra care. This is especially true... read more →
Snow and Ice Removal As colder weather sets in, the threat of snow and ice starts to build. Here’s how... read more →
Fire Escape Plan Fire safety is very important, but it doesn’t stop at having fire extinguishers and alarms installed throughout... read more →
Buying a Home Before Marriage Many couples nowadays don’t wait until marriage before moving in together and buying a home.... read more →
Buyer's Remorse Buyer’s remorse is the sense of regret someone has after making a purchase. This is frequently associated with... read more →
Purchase-Money Mortgage A purchase-money mortgage is a loan that the seller of the property issues to the buyer. It is... read more →
Replace your roof One of the most important parts of your home to be structurally sound is the roof. If... read more →
Mortgage Lenders A confusing part throughout the mortgage process is confronting the many different types of lenders that deal with... read more →
Open Floor Plans Open floor plans are among some of the most sought after during the home buying process. They... read more →
Hazard Insurance Are hazard insurance and homeowner’s insurance the same thing? Well…not exactly. Hazard insurance protects the homeowner against any... read more →
Winterize your home As the months get colder, there are a few things that need to be done in the... read more →
Non-Load Bearing Walls There are two types of interior walls, load bearing and non-load bearing. A load bearing wall supports... read more →
Buyer's Market A buyer’s market happens when the housing market favors the home buyers. This occurs when home prices are... read more →
Pre-approval Letter Expiration A pre-approval letter is a conditional agreement that states how much of a home you are able... read more →
What to Know About Your Lease Agreement The most important thing you must do before signing on to rent an... read more →
Vacant Homes When searching for homes, you may come across a few that have laid vacant for the past few... read more →
Bidding Wars A bidding war occurs when two or more buyers are interested in a home and continue to make... read more →
Loft Apartments When searching for a new place to live in, you’re probably going to come across many different types... read more →
What is an Easement? An easement is a property right that gives a holder nonpossessory interest in someone else’s land.... read more →
Alternative housing options have been gaining a lot of popularity recently. Nowadays, you can find people living in a variety... read more →