First-Time Home Buyer Programs Most first-time home buyers find it overwhelming to choose a satisfying mortgage program. Although many first-time... read more →
So you’ve made this decision to move. You’ve picked the house and now all that’s left is to pack the... read more →
Mortgage overlays are company specific rules that a lender must follow. These are on top of the published guidelines for... read more →
When first buying a home, there are many factors you have to include that you may not be aware of.... read more →
Quarter Two The U.S. Census Bureau released its latest quarterly residential vacancies and homeownership. Currently, the national homeownership rate is 63.7%,... read more →
There's no official equation to calculate a monthly cost of living. However, there are some unofficial indexes offered by different... read more →
The first-time homebuyer tax credit is a special tax credit program meant for a specific group of homebuyers: those who... read more →
Fixed rate mortgages are mortgage loans with interest rates that do not fluctuate throughout the entirety of the loan. Fixed... read more →
What is HELOC? A Home Equity Line Of Credit, or HELOC, is a line of credit extended to a homeowner... read more →
If your mortgage application gets denied, do not worry. There are still many opportunities to pursue a future mortgage. Mortgage... read more →
One of the most important decisions when buying a house is how you will pay your insurance and property taxes... read more →
Tiny Houses One of the newest trends sweeping the country is the tiny home movement. Tiny homes, typically under 500 square... read more →
An adjustable rate mortgage (ARM) is a type of mortgage loan where the interest fluctuates as market rates fluctuate. Your... read more →
While you can legally refinance at any time, there may be some costly consequences to this decision. When considering refinancing,... read more →
In 1974, Congress passed the Equal Credit Opportunity Act, under President Gerald Ford. The Equal Credit Opportunity Act (ECOA) makes... read more →
As children, we all dreamed of having our very own treehouse, and the lucky ones had their dreams fulfilled. As... read more →
A home appraisal is a report that assesses and estimates a home's true value. During the mortgage application process, the... read more →
After two years of house hunting, Jay-Z and Beyoncé have finally found their dream home! A 30,000 square foot Bel... read more →
Location is a major factor to consider when purchasing a home. Whether you're looking to buy your first home or... read more →
When purchasing a home, there are many elements to consider during the mortgage process. Below are a few frequently asked... read more →
The Veteran's Administration loans, or VA loans, are a home-mortgage option available to veterans, current or former members of the... read more →
Purchasing a home is one of the most important expenses during a lifetime. For first time homebuyers, this process is... read more →
When considering a new mortgage or refinancing a current mortgage, many lenders suggest paying your taxes and insurance through an... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
Unlike some other assets, like your car or furniture, your home's value can appreciate, or increase, over time. By taking... read more →
FHA: Income Limitations & Qualifications Federal Housing Administration (FHA) loans are loans sponsored and partly backed by the U.S. Department... read more →
Increasing your home's value is important, but if you've only recently moved into a new home, you'll probably need some... read more →
A Second Opinion on a Mortgage Second opinions can be pretty valuable. When the doctor delivers a shocking diagnosis, you're... read more →
15 vs 30 Year Mortgages Choosing between a 15- and a 30-year mortgage can be tough, especially when the differences... read more →
What are USDA Loans? A USDA loan, or USDA Rural Development loan, is a type of mortgage loan. It is... read more →
Switching Real Estate Agents Are you having issues with your real estate agent? It could be time to say goodbye!... read more →
Saving for a Down Payment Buying a home can be a costly adventure, one that you might not have the... read more →
When to buy a home is a question that is on the mind of any homebuyer. There are many factors... read more →
Preparing for a Walkthrough Before closing on a property, you need to do a final walkthrough. As a buyer, here's... read more →
How to Choose a Waterfront Property Waterfront properties are a hot commodity, but what do you need to know before... read more →
Did you know that relationship statuses can change the mortgage application process? Here's how: Are you single? When you're single,... read more →
Comparing mortgage rates is often the most time-consuming part of mortgage shopping. Mortgage fees include more than just interest rates,... read more →
A Few Quick Tips on Avoiding Stress When Buying a Home Buying a home can be a stressful process. Here... read more →
There’s an app for everything in this day and age, and real estate is no exception. From searching for the... read more →