What is verification of income and assets? We're provided a short answer for you in this post...but we'd be happy... read more →
Quick Tips to Keep Your Living Room Organized Your living room is often the first room that a guest will... read more →
January Home Maintenance Every month brings new challenges you have to face in your home. Here are some things you... read more →
Mistakes New Homeowners Make It can be daunting when deciding how to decorate your new home. If you don’t know... read more →
Real Estate Offer Letters An offer letter is a legal document used by a buyer who wants to place a... read more →
The Mortgage Process Have you ever wondered about what steps your loan goes through before closing? Wonder no more! Here... read more →
Protecting Your Home It’s always important to protect your home from being burglarized, but how do you do it? Here... read more →
Home Inspection Mistakes A home inspection is an essential step in the home buying process that shouldn’t be overlooked or... read more →
Buyer's Representation Agreement An agent typically works with a buyer for several weeks to a few months, sometimes longer. They... read more →
Down Payment A down payment is a type of payment made in cash at the beginning of the purchase of... read more →
Home Maintenance Tasks It’s easy to become overwhelmed with all the chores you must do as a homeowner. As a... read more →
Spray Foam Insulation Insulation is an important step during the process of building or renovating your house. Insulation is important... read more →
Does your house have good bones? When shopping around for a home, you may hear that a home has “good... read more →
Keep your pipes from freezing A real threat to your home during the winter is your pipes. When water freezes,... read more →
Snow and Ice Removal As colder weather sets in, the threat of snow and ice starts to build. Here’s how... read more →
Buying a Home Before Marriage Many couples nowadays don’t wait until marriage before moving in together and buying a home.... read more →
Buyer's Remorse Buyer’s remorse is the sense of regret someone has after making a purchase. This is frequently associated with... read more →
How to Move in Bad Weather Moving is difficult, and can be even more so when your moving day falls... read more →
Withdrawn Listings A withdrawn listing means the home has been removed from the Multiple Listing Service (MLS) by the homeowners... read more →
What Makes Your Home Hard to Sell? There are many things that might make your home harder to sell. While... read more →
Foreclose Property Home Buying Process When searching for a new home, it’s possible that you might come across a foreclosed... read more →
Verification of Employment When applying for a mortgage loan, a lender will have to verify your employment. The lender needs... read more →
Purchase-Money Mortgage A purchase-money mortgage is a loan that the seller of the property issues to the buyer. It is... read more →
Alt-A Mortgage An alt-A mortgage lands somewhere in between a prime and subprime mortgage. Borrowers who have higher credit scores... read more →
What a home inspector can't check Before you purchase a home, a home inspection is a necessary step to make... read more →
Open Floor Plans Open floor plans are among some of the most sought after during the home buying process. They... read more →
There are different designs for everything in your house, including your ceilings. If you are looking for a certain style... read more →
Cleaning up after Thanksgiving Thanksgiving is full of family, friends, and food. However, with all the fun comes a mess.... read more →
Buyer's Market A buyer’s market happens when the housing market favors the home buyers. This occurs when home prices are... read more →
Pre-approval Letter Expiration A pre-approval letter is a conditional agreement that states how much of a home you are able... read more →
What to Know About Your Lease Agreement The most important thing you must do before signing on to rent an... read more →
Vacant Homes When searching for homes, you may come across a few that have laid vacant for the past few... read more →
Bidding Wars A bidding war occurs when two or more buyers are interested in a home and continue to make... read more →
Loft Apartments When searching for a new place to live in, you’re probably going to come across many different types... read more →
Balloon Mortgages A balloon mortgage is a type of mortgage in which you make normal monthly payments for a set... read more →
Thanksgiving Dinner Thanksgiving has no set menu. However, there are a few items that continuously end up on our menus.... read more →
Preparing for Thanksgiving Whether it’s your first-time hosting or your fiftieth, Thanksgiving is always a stressful holiday. Here is an... read more →
Meal Delivery Services Sometimes dinner isn’t always the easiest thing to plan. Whether you are a seasoned chef or you’re... read more →
Residential Mortgage-Backed Security A residential mortgage-backed security, or RMBS, is a type of mortgage-backed debt obligation. The cash flows come... read more →
Buydown Mortgages There are many different options when it comes to payment for a mortgage loan. One of those options... read more →
The Loan-to-Value Ratio The loan-to-value (LTV) ratio is a lending risk assessment that lenders use to examine before approving a... read more →
When a close friend or family member is getting a mortgage, they may ask you to be a co-signer or... read more →
A home viewing is essential to the buying process. It is during this time that you get to truly see... read more →
When you start thinking about buying a home, you may have a lot of questions. Instead of searching the internet... read more →
First-Time Home Buyer Programs Most first-time home buyers find it overwhelming to choose a satisfying mortgage program. Although many first-time... read more →