Having a good credit score is essential for getting a good mortgage rate. Before purchasing a home, make sure you... read more →
Credit Card Interest Rate Is your interest rate not where you want it? Here’s how to lower the interest rate... read more →
Consolidating Credit Card Debt Credit card debt can be very worrisome. The average American household has roughly $16,425 in credit... read more →
Credit Counseling Credit counseling is used to help debt settlement through education, budgeting, and other tools to help reduce and... read more →
Underwriting Once a loan goes through the loan processor, it is handed off to an underwriter. During the mortgage underwriting... read more →
Credit Freeze A credit freeze, otherwise known as a security freeze, is a tool that allows you to restrict access... read more →
Your First Credit Card Getting a credit card is an important step in life. However, before applying for the first... read more →
Credit scores can range from 300 to 850. The Fair Isaac Corporation set up the first credit scoring system based... read more →
VA Loans are offered by the Department of Veteran's Affairs (VA) and are intended to help veterans, active service members,... read more →
Whenever you do something that requires pulling your credit report, such as applying for a loan, your credit report gets... read more →
Have you recently reviewed your credit report and discovered errors? Is the wrong name or address listed in your report?... read more →
Is it possible to refinance a mortgage with a low credit score? Answer: Yes. The downside, however, is that you... read more →
How to Obtain a Mortgage with Low Income and Good Credit Purchasing a home is a considerable investment. While purchasing... read more →
In a dramatic shift away from traditional monetary practices, FICO and the top credit rating agencies - Experian, Equifax, and... read more →
Interested in buying a house, taking out a car loan, or starting a business? Then you should be mindful of... read more →
The Importance of Maintaining a Good Credit Score This is the foremost question a lender or realtor asks when you... read more →
Debt is usually generalized as being all bad, but in reality, debt can be either good or bad. This categorization... read more →
Factors that Affect Your Credit Score A credit score is a number that represents the creditworthiness of a person and... read more →