The Loan-to-Value Ratio The loan-to-value (LTV) ratio is a lending risk assessment that lenders use to examine before approving a... read more →
An estate sale, or a tag sale, is one way of liquidating a family’s or estate’s belongings. Typically, estate sales... read more →
One offer on your dream home may not be enough. If a seller finds your offer undesirable, they may issue a... read more →
There are some things that your realtor can’t tell you. Voicing opinions about details of a neighborhood can violate the... read more →
Are you looking for a household update? One thing that can change the whole look of your home from the... read more →
Debt-to-income ratio (DTI) is a personal finance measure that compares your debt payment to you overall income. DTI is a... read more →
When you start thinking about buying a home, you may have a lot of questions. Instead of searching the internet... read more →
A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →
So you’ve made this decision to move. You’ve picked the house and now all that’s left is to pack the... read more →
When first buying a home, there are many factors you have to include that you may not be aware of.... read more →
Tiny Houses One of the newest trends sweeping the country is the tiny home movement. Tiny homes, typically under 500 square... read more →
An adjustable rate mortgage (ARM) is a type of mortgage loan where the interest fluctuates as market rates fluctuate. Your... read more →
Changing or rekeying locks might not be the first thing on your mind when moving into a new place. In... read more →
When purchasing a home, there are many elements to consider during the mortgage process. Below are a few frequently asked... read more →
Moving with Cats Moving can be a stressful process, especially for your pets. Keep an eye on your cat during... read more →
When considering a new mortgage or refinancing a current mortgage, many lenders suggest paying your taxes and insurance through an... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
The mortgage application process can be both a difficult and a confusing process, but it can also be an incredibly rewarding... read more →
Unlike some other assets, like your car or furniture, your home's value can appreciate, or increase, over time. By taking... read more →
What are HECM's? Home Equity Conversion Mortgages (HECM) are a special loan offering provided by the Department of Housing and... read more →
FHA: Income Limitations & Qualifications Federal Housing Administration (FHA) loans are loans sponsored and partly backed by the U.S. Department... read more →
Increasing your home's value is important, but if you've only recently moved into a new home, you'll probably need some... read more →
A Second Opinion on a Mortgage Second opinions can be pretty valuable. When the doctor delivers a shocking diagnosis, you're... read more →
15 vs 30 Year Mortgages Choosing between a 15- and a 30-year mortgage can be tough, especially when the differences... read more →
What are USDA Loans? A USDA loan, or USDA Rural Development loan, is a type of mortgage loan. It is... read more →
Switching Real Estate Agents Are you having issues with your real estate agent? It could be time to say goodbye!... read more →
Saving for a Down Payment Buying a home can be a costly adventure, one that you might not have the... read more →
When to buy a home is a question that is on the mind of any homebuyer. There are many factors... read more →
Preparing for a Walkthrough Before closing on a property, you need to do a final walkthrough. As a buyer, here's... read more →
How to Choose a Waterfront Property Waterfront properties are a hot commodity, but what do you need to know before... read more →
Did you know that relationship statuses can change the mortgage application process? Here's how: Are you single? When you're single,... read more →
What's an open house? Open houses are a way to bring in potential buyers to your home. There can be... read more →