What is verification of income and assets? We're provided a short answer for you in this post...but we'd be happy... read more →
Pay attention to curb appeal First impressions are important! The first thing a potential buyer sees is the front of... read more →
How to Hold a Title A title provides proof of ownership on a property, in addition to a physical description... read more →
Real Estate Offer Letters An offer letter is a legal document used by a buyer who wants to place a... read more →
Home Construction Savings Finding the perfect house can be difficult. If your home search is coming up empty, you may... read more →
The Mortgage Process Have you ever wondered about what steps your loan goes through before closing? Wonder no more! Here... read more →
Home Staging Mistakes Home staging is the act of preparing a home for sale. The goal of staging is to... read more →
Luxury Homes During your real estate search, you may have come across the term “luxury” or maybe you’ve been watching... read more →
Flipped House Questions If you’ve ever watched HGTV, chances are you know what it means when someone says a home... read more →
Low Appraisal An appraisal is an estimation of a home’s value. But what happens when an appraisal comes in under... read more →
Buyer's Representation Agreement An agent typically works with a buyer for several weeks to a few months, sometimes longer. They... read more →
House Poor House poor is a situation where a person spends a large portion of their total income on home... read more →
Factors Affecting Home Buying in 2018 Are you looking to purchase a home in 2018? While a lot depends on... read more →
Down Payment A down payment is a type of payment made in cash at the beginning of the purchase of... read more →
Jumbo Loan Myths A jumbo loan is a home loan that exceeds conforming loan limits. Jumbo loans are often used... read more →
FHA 203(k) Rehab Loan An FHA 203(k) rehab loan is also known as a renovation loan. It allows homebuyers to... read more →
Does your house have good bones? When shopping around for a home, you may hear that a home has “good... read more →
Contingency Clauses A contingency clause is a condition that must be met in order for a real estate contract to... read more →
Partition Action Two or more people can own a property together. However, it’s possible that co-owners won’t agree with what... read more →
Value Range Pricing Value range pricing, or variable range pricing (VRP), is an alternative way of listing your home for... read more →
Buying a Home Before Marriage Many couples nowadays don’t wait until marriage before moving in together and buying a home.... read more →
Buyer's Remorse Buyer’s remorse is the sense of regret someone has after making a purchase. This is frequently associated with... read more →
What is Bitcoin? Bitcoin, created in 2009, is a cryptocurrency that exists in a digital form. Recently, Bitcoin has become... read more →
How to Move in Bad Weather Moving is difficult, and can be even more so when your moving day falls... read more →
Withdrawn Listings A withdrawn listing means the home has been removed from the Multiple Listing Service (MLS) by the homeowners... read more →
What Makes Your Home Hard to Sell? There are many things that might make your home harder to sell. While... read more →
Encroachment What is encroachment? Encroachment, also referred to as structural encroachment, happens when a property owner violates the property rights... read more →
Foreclose Property Home Buying Process When searching for a new home, it’s possible that you might come across a foreclosed... read more →
Verification of Employment When applying for a mortgage loan, a lender will have to verify your employment. The lender needs... read more →
Pests and Rodents in the Home Before you buy a home, you should always check for signs of pests and... read more →
Mortgage Lenders A confusing part throughout the mortgage process is confronting the many different types of lenders that deal with... read more →
Alt-A Mortgage An alt-A mortgage lands somewhere in between a prime and subprime mortgage. Borrowers who have higher credit scores... read more →
Graduated Payment Mortgage A graduated payment mortgage (GPM) is meant for people who aren’t able to afford large monthly payments... read more →
What a home inspector can't check Before you purchase a home, a home inspection is a necessary step to make... read more →
Seller's Market A seller’s market happens when the demand for homes overcomes the supply. Typically, a market becomes a seller’s... read more →
Buyer's Market A buyer’s market happens when the housing market favors the home buyers. This occurs when home prices are... read more →
Pre-approval Letter Expiration A pre-approval letter is a conditional agreement that states how much of a home you are able... read more →
Vacant Homes When searching for homes, you may come across a few that have laid vacant for the past few... read more →
Loft Apartments When searching for a new place to live in, you’re probably going to come across many different types... read more →
Zoning Zoning is the regulation of the use of real estate property, restricting property to residential, industrial, and commercial uses.... read more →
Residential Mortgage-Backed Security A residential mortgage-backed security, or RMBS, is a type of mortgage-backed debt obligation. The cash flows come... read more →
What are lender credits? Not everyone has the ability to pay the closing costs. If you are in the position... read more →
Is a basement included in the overall square footage of a home? When researching new homes or you are about... read more →
Subprime vs Prime Mortgages There are two major categories for loans for borrowers, prime mortgages and subprime mortgages. Subprime mortgages... read more →
Buydown Mortgages There are many different options when it comes to payment for a mortgage loan. One of those options... read more →