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Glossary

Knowledge is power and there’s no difference when it comes to obtaining a home loan! To help you on the journey to becoming an educated borrower, we’ve created this glossary of terms you’ll need to know during your home loan process.

 

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There are currently 4 names in this directory beginning with the letter M.
Mortgage
A mortgage is a loan that borrowers take out in order to purchase a home.

Mortgage Commitment Letter
A mortgage commitment letter outlines all of the agreed-upon terms of your loan between you and your lender.

Mortgage Insurance
Mortgage Insurance is a policy that compensates lenders or investors for any losses incurred due to the default of a mortgage loan. This typically applies to people who put less than 20% down on their home.

Mortgage Rate Lock
A mortgage rate lock is an agreement between the borrower and lender that allows the borrower to lock the interest rate on a mortgage over a set period of time.
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