Construction to Perm Loans: An Overview If you’re having a home built for you, it’s important to understand how to... read more →
Is it possible to refinance a mortgage with a low credit score? Answer: Yes. The downside, however, is that you... read more →
Income and Mortgage The thought of losing your home can be terrifying, especially if you've been doing your best to... read more →
Banks vs Brokers With a variety of home-financing options available, purchasing a home is a confusing process. It may be... read more →
Every year, millions of young adults continue their education by attending college. Although college opens many opportunities to pursue careers... read more →
When buyers sit down to close on their home purchases, they will be presented with a long list of costs,... read more →
Are you a first-time homebuyer? Do you feel overwhelmed and intimidated by the often complicated terminology used in the mortgage... read more →
What is a Mortgage Rate Lock? A mortgage rate lock is an agreement between a borrower and a lender to... read more →
Can I Refinance From an FHA Loan to a Conventional Loan? In short, yes. If you currently have an FHA... read more →
The mortgage process may seem like a daunting task, especially as a first time home buyer. However, when broken down... read more →
Every year, student loans help millions of people invest in a quality higher education. Without these loans, many would be... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
One of the most difficult challenges facing a first time homebuyer is deciding how much to put down at closing.... read more →
What is the Annual Percentage Rate (APR)? While considering a mortgage, there are many kinds of payments and costs, as... read more →
Fannie Mae is a Government Sponsored Enterprise (GSE) offering a variety of loan options to help low-income and first-time homebuyers... read more →
What is a Co-applicant? A co-applicant is any additional borrower whose name appears on the documents for a loan and who... read more →
For those with low incomes and little savings, affording a down payment for a new home can be an overwhelming... read more →
Of the approximately 310 million people living in the United States, greater than 22 million — a full 7% —... read more →
What is the HMDA? The Home Mortgage Disclosure Act (HMDA) was passed into U.S. law in 1975 and mandates that... read more →
The mortgage application process can be both a difficult and a confusing process, but it can also be an incredibly rewarding... read more →
Refinancing your mortgage is a great way to afford your home despite rising rates. This allows a borrower to pay... read more →
Mortgage Brokers vs Lenders: The Differences Both mortgage brokers and mortgage bankers play a role in helping you get a... read more →
Mortgage rates are constantly changing, making it difficult to decide when it is best to lock in a rate and... read more →
There are many ways to pay off your mortgage faster, from earning extra income to renegotiating loan terms with your... read more →
How Can a Home Loan Save You on Income Taxes? Tax deductions are a great way to save money on... read more →
How to Obtain a Mortgage with Low Income and Good Credit Purchasing a home is a considerable investment. While purchasing... read more →
As a key step in the mortgage loan process, mortgage underwriting can make or break your chances of obtaining a loan.... read more →
Freddie Mac recently increased the income limits for its Home Possible mortgage program. The Home Possible program is intended to... read more →
What Happens If I Miss a Mortgage Payment? Financial stability can be difficult to ensure, as many surprises can come... read more →
Non Arm's Length Transactions Buying a Home From a Relative: Common Misconceptions When looking to purchase a home, you may... read more →
Using a Personal Loan as a Downpayment on a Home Making the downpayment on a home can be the most... read more →
The United States Department of Agriculture (USDA) assists qualifying borrowers in finding affordable housing. USDA loans provide low-to-moderate income households with... read more →
What are HECM's? Home Equity Conversion Mortgages (HECM) are a special loan offering provided by the Department of Housing and... read more →
FHA: Income Limitations & Qualifications Federal Housing Administration (FHA) loans are loans sponsored and partly backed by the U.S. Department... read more →
If you are looking to move, consider converting your home into an investment property. Why turn your house an investment... read more →
Breakdown of VA Loans by State VA loans are mortgage loans that are backed by the Department of Veteran Affairs.... read more →
Looking for a home in the Keystone State? Then look no further. Most Affordable Cities to Purchase a Home in... read more →
Getting a divorce can be a stressful and drawn-out experience. However, it can also be a fresh start on life.... read more →
There are many important documents that you will read and sign throughout your mortgage application process. One of these is... read more →
Searching for a home can be a long and arduous process, but finally discovering that perfect house or apartment makes... read more →
When making a purchase, people usually have to decide between big name brands and smaller, lesser-known brands. Some may say... read more →
The world is becoming increasingly entangled in the web of big data. Big data refers to huge data sets that... read more →
What is an amortization schedule? An amortization schedule is a visualization of your mortgage payments over time, month-to-month. It breaks... read more →
One decision you have to make for yourself when settling on a home is whether to purchase mortgage points. What... read more →
Foreclosure is a very real threat to many people these days for many different reasons. It could be because a... read more →