Splitting Bills With a Roommate Moving into your first apartment can be very daunting. To help alleviate some of the... read more →
Tips for your Airbnb Airbnb has become a popular way for people to get extra money outside of their everyday... read more →
Thanksgiving Dinner Thanksgiving has no set menu. However, there are a few items that continuously end up on our menus.... read more →
Preparing for Thanksgiving Whether it’s your first-time hosting or your fiftieth, Thanksgiving is always a stressful holiday. Here is an... read more →
Meal Delivery Services Sometimes dinner isn’t always the easiest thing to plan. Whether you are a seasoned chef or you’re... read more →
What is an Easement? An easement is a property right that gives a holder nonpossessory interest in someone else’s land.... read more →
Recycling is important. However, sometimes we are unsure about what we can and cannot recycle. Your community may have certain... read more →
The Differences Between Gas and Wood-Burning Fireplaces There’s nothing better in the cold months of fall and winter than to... read more →
An estate sale, or a tag sale, is one way of liquidating a family’s or estate’s belongings. Typically, estate sales... read more →
For whatever the reason may be, many families choose to become a one-income household at some point in their lives.... read more →
It’s never too early or too late to start planning for retirement. Consider the following six tips to start growing... read more →
Clothes dryers can be found in approximately 81.5 million homes throughout the United States. While they are a major convenience,... read more →
Solar power is an easy way to not only become eco-friendlier, but to also possibly lower your energy bill. The... read more →
A variable income is any income that changes from week to week. As such, it may be difficult to decide... read more →
Everyone knows the feeling. Once midday hits and you’re done with lunch, the grogginess sets in. Even if you feel... read more →
Many people get caught up in the scary movie craze that October and Halloween brings. However, there are plenty of... read more →
Halloween is right around the corner and there’s nothing better than burrowing under a blanket and turning on a... read more →
No matter if you’re earning three figures, have a variable income, or are living paycheck to paycheck, budgeting is important.... read more →
Warm weather, beautiful beaches, and lively atmosphere attracts people from all around the world to Florida. Taking advantage of these... read more →
Are you looking for a household update? One thing that can change the whole look of your home from the... read more →
We use water for everything, which means we also overuse water. Here are some water-saving tips to help keep your... read more →
Looking for a good scare in Florida? Here are five hair rising horrors to get you in the Halloween spirit.... read more →
Though Connecticut may be small, there is no shortage of good scares. Here are five haunted hotspots for a Halloween... read more →
Tax credits and tax deductions can help to reduce your overall income tax liability. The basic difference between a credit... read more →
Here is your guide to the spookiest haunts in Colorado. The 13th Floor Haunted House – Denver, CO The 13th... read more →
Water damage is an issue that no one wants to deal with as a homeowner. Unfortunately, this is a situation... read more →
Here’s your guide to Halloween haunts in New York. Rolling Hill Asylum – East Bethany, NY Established in 1827, Rolling... read more →
Here’s your guide to Pennsylvania haunts for this Halloween season. Terror Behind the Walls – Philadelphia, PA Terror Behind the... read more →
Florida is known for many things: great beaches, warm weather, Disney World, and so much more! Wine might not be... read more →
After coming home from a long day of work, there's nothing like taking a hot shower or bath to relax.... read more →
There's no official equation to calculate a monthly cost of living. However, there are some unofficial indexes offered by different... read more →
As fun and exciting as purchasing a house can be, it can take a toll on new homeowners. When someone... read more →
For most people, having a million dollars is a thing of fantasy and imagination. When we think of millionaires, we... read more →
Define: dwelling Definition: A dwelling is a residential structure that contains one to four units, whether or not that structure is attached... read more →
Define: underwriting Definition: Underwriting is the process used to determine loan approval. It involves evaluating the property and the borrower's credit and... read more →
Define: tolerance Definition: Tolerance is the degree to which state closing costs can vary between the Loan Estimate and the Closing... read more →
Define: third party providers Definition: Third party providers are settlement providers other than the lender including the title company, hazard insurance company,... read more →
Define: subprime mortgage Definition: A subprime mortgage is a loan that is meant to be offered to prospective borrowers with impaired credit records.... read more →
Define: subordination Definition: Subordination is the act of lowering the priority of a mortgage lien.
Define: subordinate loans Definition: Subordinate loans are any mortgage priority than the first mortgage. This includes a second mortgage at the time... read more →
Define: settlement Definition: A settlement is the process of completing a loan transaction at which time the mortgage documents are signed and... read more →
Define: secondary market Definition: The secondary market is the market in which mortgage loan and mortgage-backed securities are bought and sold.
Define: residential mortgage loans Definition: A residential mortgage loan is a mortgage on the consumer's dwelling to finance the acquisition or initial... read more →
Define: referral Definition: A referral is any oral or written action directed by a person in order to influence the selection of... read more →
Define: rate lock agreement Definition: A rate lock agreement is an agreement in which an interest rate is locked in or guaranteed... read more →