When a close friend or family member is getting a mortgage, they may ask you to be a co-signer or... read more →
There are some things that your realtor can’t tell you. Voicing opinions about details of a neighborhood can violate the... read more →
No matter if you’re earning three figures, have a variable income, or are living paycheck to paycheck, budgeting is important.... read more →
Have you ever wondered what exactly made a half-bath half? Did you know there was such a thing as a... read more →
A home viewing is essential to the buying process. It is during this time that you get to truly see... read more →
Debt-to-income ratio (DTI) is a personal finance measure that compares your debt payment to you overall income. DTI is a... read more →
When you start thinking about buying a home, you may have a lot of questions. Instead of searching the internet... read more →
A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →
Tax credits and tax deductions can help to reduce your overall income tax liability. The basic difference between a credit... read more →
The Community Reinvestment Act is a 1977 U.S. law passed to address a discrepancy between how often low to moderate... read more →
First-Time Home Buyer Programs Most first-time home buyers find it overwhelming to choose a satisfying mortgage program. Although many first-time... read more →
So you’ve made this decision to move. You’ve picked the house and now all that’s left is to pack the... read more →
What is PMI? Private Mortgage Insurance (PMI) is an insurance policy that protects lenders against loss if borrowers stop paying... read more →
Mortgage overlays are company specific rules that a lender must follow. These are on top of the published guidelines for... read more →
When first buying a home, there are many factors you have to include that you may not be aware of.... read more →
Quarter Two The U.S. Census Bureau released its latest quarterly residential vacancies and homeownership. Currently, the national homeownership rate is 63.7%,... read more →
Fixed rate mortgages are mortgage loans with interest rates that do not fluctuate throughout the entirety of the loan. Fixed... read more →
What is a right of rescission? A right of rescission is the legal right which gives a borrower the right... read more →
What is HELOC? A Home Equity Line Of Credit, or HELOC, is a line of credit extended to a homeowner... read more →
When applying for a loan, you might get a little overwhelmed with all the different loan types. Two loan types... read more →
If your mortgage application gets denied, do not worry. There are still many opportunities to pursue a future mortgage. Mortgage... read more →
Several first-time home buyers struggle with a down payment when looking to purchase a home. It's not easy for everyone... read more →
One of the most important decisions when buying a house is how you will pay your insurance and property taxes... read more →
Tiny Houses One of the newest trends sweeping the country is the tiny home movement. Tiny homes, typically under 500 square... read more →
An adjustable rate mortgage (ARM) is a type of mortgage loan where the interest fluctuates as market rates fluctuate. Your... read more →
What is a Septic Inspection? A septic inspection examines your home's septic system — a private, on-site waste disposal system that... read more →
While you can legally refinance at any time, there may be some costly consequences to this decision. When considering refinancing,... read more →
In 1974, Congress passed the Equal Credit Opportunity Act, under President Gerald Ford. The Equal Credit Opportunity Act (ECOA) makes... read more →
What is the Difference Between Mobile Homes and Modular Homes? Many people believe that mobile and modular homes are the... read more →
House hunting is both an exciting and daunting task. Many home buyers are so excited with their final choice for... read more →
A home appraisal is a report that assesses and estimates a home's true value. During the mortgage application process, the... read more →
Location is a major factor to consider when purchasing a home. Whether you're looking to buy your first home or... read more →
Breakdown of Home Inspection Costs Looking to buy a home? Already have one in mind? That's great! All you need... read more →
After signing a contract on a home you just purchased, you'll need to have the home inspection completed. It's an... read more →
Changing or rekeying locks might not be the first thing on your mind when moving into a new place. In... read more →
Homeowners in Connecticut pay some of the highest property taxes in the country. The average effective property tax rate is... read more →
Here's a list of NJ property tax rates. The local government in New Jersey administrates all property taxes and the... read more →
During the home buying process, home appraisers and home inspectors are both crucial when evaluating a home. For a buyer,... read more →
In Pennsylvania, Property taxes vary greatly from different area. Property taxes are administrated ate the county level in Pennsylvania and... read more →
When purchasing a home, there are many elements to consider during the mortgage process. Below are a few frequently asked... read more →
Investment Properties & Airbnb: An Overview In 2016, about 65% of Americans went on vacation (for at least 1 day).... read more →
The Veteran's Administration loans, or VA loans, are a home-mortgage option available to veterans, current or former members of the... read more →
Purchasing a home is one of the most important expenses during a lifetime. For first time homebuyers, this process is... read more →
Understanding the Seller's Market The basic theory of supply and demand impacts housing market. As people are pursuing homeownership, there... read more →
Hunting for a new home can be an exciting and stressful time. Before settling on a new home, consider factors... read more →